Question 1

Is your service free for customers?

Accepted Answer

Our advisory and comparison service is free for customers. Lenders may charge their own processing fees, which we explain clearly before you apply.

Question 2

How fast can my loan be sanctioned?

Accepted Answer

It depends on the loan type and lender. Personal loans can be sanctioned within a few working days once documents are complete; home loans and LAP usually take longer because of legal and technical property checks.

Question 3

What CIBIL score do I need?

Accepted Answer

Most lenders prefer a score of 700 or above, and 750+ usually gets better rates. If your score is lower, we can still suggest lenders and steps to improve your eligibility.

Question 4

What can I use a Loan Against Property for?

Accepted Answer

Almost any genuine need – business expansion, working capital, children's education, medical expenses, a family wedding or consolidating costlier debt. Because your property is the security, LAP usually comes at a lower rate than an unsecured loan.

Question 5

Do I need to visit the office?

Accepted Answer

No. We offer doorstep document pickup across Pune and can handle most of the process over phone and WhatsApp. You're welcome to visit us at Deccan Gymkhana anytime during working hours.

Question 6

Is my personal data safe?

Accepted Answer

Your details are used only to process your enquiry and are shared only with partner lenders you choose to apply with. See our Privacy Policy for details.

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